Frequently Asked Questions

How does insurance work?

All fees are due before 34 weeks of pregnancy or upon sign-up if we connect later than that. Insurance can reimburse for fees paid after your baby is born. 

If you have FSA/HSA funds, I am happy to create an invoice for you. These reimbursements are generally straightforward and easeful. 

Most PPO plans will reimburse for homebirth services. I partner with Alisha at Earthside Billing who specializes in insurance reimbursement for midwifery care and out of hospital birth:

If you choose to work with Alisha, she will take care of the communication and back and forth with your insurance company to get you the maximum reimbursement possible. Reimbursements arrive a few months after the birth. 

  • Some HMO’s will also reimburse for homebirth services. I would recommend checking your coverage with Alisha at Earthside Billing to get a picture of what might be covered for you.

  • Private health shares such as Christian Healthcare Ministries, Samaritans Ministry, Solidarity, Liberty, etc. will also work with Earthside Billing (insurance biller) for reimbursement. As with any insurance, you'll pay for the care up front and get reimbursed by your health share plan. Many families who use a health share plan receive the maximum reimbursement. 

  • Kaiser and Madi-Cal unfortunately do not reimburse for out of network providers. 

($75 fee) 

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